Find The Best Finance Options
For You At Lox of Love

Finance Options

Lox of Love offer finance options to help you achieve your dream hair!

Whether you are applying for finance for hair products, or for a service such as hair colouring at our Aycliffe or Leeds Salon, it is an easy process. Simply tell us at your consultation that you would like to apply for finance and we send you an email link to our finance partner, Payl8r. You can apply for finance over a period of time that suits you and you will be given repayment options to choose from. Once you complete your online finance application with Payl8r, they do the rest!

If you would like to see what your repayments might be before you apply, you can use our finance calculator to help you decide on which repayment option would be best for you. It’s that simple!

Spread the cost over 30 days at 0% interest.

Subject to affordability assessments – Application fees will apply. Lox of Love Ltd is an Introducer Appointed Representative of Social Money LTD t/a Payl8r. Missed payments may affect your credit file, future borrowing and incur fees.

Interested?

How does it work

Step 1

Checkout with Payl8r

Click the Payl8r option at the checkout.

Step 2

Our payment process

Select deposit, installment plan & complete the 60 second application form.

Step 3

Receive Confirmation

Your items have been paid for and on their way to you!

Step 4

Account Setup

Log into your account to view all purchasers and payment details.

How do I repay Payl8r?

You can repay in full within 30 days at 0.0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.

Interest rates from 1% per month – remember, if you pay in full in the first month, your loan will be at 0% interest.

Click the Payl8r button at the checkout on participating stores and you will receive an answer within minutes.

Will I Qualify?

– Be a UK resident

– Have online banking

– Have a regular source of income

Finance is subject to your ability to repay the loan.

LOX OF LOVE

How do we assess your
affordability?

If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability instead by supplying an electronic 90 day bank statement.

Representative Example: If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay: Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92. Missed payments may affect your credit file, future borrowing and incur fees.

Payl8r Sandbox is a Introducer Appointed Representative of Social Money Ltd t/a Payl8r, a company registered in England under company number 08054296, and is authorised and regulated by the Financial Conduct Authority, and is entered on the Financial Services Register under reference number 675283. Registered with the Information Commissioner’s Office under reference number ZA026178.